What is not covered under insurance?

The situations currently not covered under insurance is damage caused by vehicle usage violations such as utilizing the vehicle in a way it was not intended for. Negligence such as any damage or accidents caused by drunk driving or texting and driving is not covered.

The insurance does not cover Special Perils such as floods, typhoons, hurricane, storm, tempest, volcanic eruptions, earthquakes, landslides, landslides, sinking of the soil or other convulsions of nature.